Skip to content
Wally HicksREALTOR® · Elevate Real Estate Agency

Buyer Tools

Know your payment before you tour.

Assumptions

Conventional loans with under 20% down include estimated PMI of 0.5% of the loan per year. FHA estimates finance a 1.75% upfront mortgage insurance premium and add 0.55% per year. Rates you enter are your own — this tool shows no live rates. Actual taxes (California base rate is about 1% plus local assessments), insurance, PMI and loan terms vary by lender and property.

Ready to run your numbers with an expert?

Contact Wally